TRAVEL INSURANCE

Nobody expects to cancel or curtail their travel arrangements, but every year generally due to unfortunate circumstances there are a few who are left in this position. When considering whether to take travel insurance or not it is most important that you understand the financial loss which you will incur in relation to not only your holiday costs but also those associated with medical and health cover for an injury or sudden illness abroad. For example, an air ambulance is likely to cost in excess of £45,000.00 from the UK to the USA’s east coast. Even a scheduled flight, stretcher and doctor escort to Australia will be in excess of £20,000.00. Many people think their credit card accident cover, home insurance, or private health cover is sufficient but in most situations, this is not the case.

YOUR TRAVEL INSURANCE SHOULD COVER THE WHOLE TIME YOU ARE AWAY AND INCLUDE A MINIMUM OF THE FOLLOWING:

CANCELLATION OR CURTAILMENT COVER: A number of situations may cause you to call off your trip or cut it short. This may be for a number of reasons including the following:

  • Injury or illness of insured, travel companion, family member, or business partner

  • Hurricane or natural disaster strikes destination

  • Terrorism or mandatory evacuation at destination

  • Home or business damaged, vandalised, or burglarized

  • An epidemic or pandemic disease

  • Jury duty or military redeployment

  • Required to work, terminated, or transferred

  • Victim of felonious assault prior to the trip

  • Traffic accident prior to the trip

  • Theft of passport or visa prior to the trip

MEDICAL AND HEALTH COVER: Medical and Health Cover for an injury or sudden illness abroad, 24-hour emergency service and assistance, personal liability cover in case you are sued for causing injury or damaging property, lost and stolen possessions cover, extra cover for hazardous activities that are commonly excluded from standard policies.

LUGGAGE: Reimbursement for lost, stolen or damaged luggage and belongings throughout your trip along with travel assistance to replace lost or stolen prescriptions, passports, visas or other important travel documents.

DELAYS: Coverage for trip delay and baggage delay, providing reimbursement for unplanned hotel expenses, meals, clothing and transportation costs.

IMPORTANT: Always ensure that your policy refunds the full cost of your holiday and that your policy includes ‘Cancel-For-Any-Reason’ cover. It must payout if you need to cancel or cut short a trip. Your policy should also cover any pre-paid expenses such as excursions, golf, dinners. Also, it is common practice for insurance providers to only accept applications within a few days of making a reservation and paying the deposit for a schedule. It is therefore recommended that insurance should be taken early in the booking process.

FINDING AN INSURANCE COMPANY

To assist, we have listed a selection of companies below from which you will be able to get an online quote form. For those travelling from the United States, there is the US Travel Insurance Association which lists numerous member companies www.ustia.org  Other suggestions include Travelex Insurance Services: www.travelexinsurance.com, CSA Travel Protection: www.csatravelpro.com and  Worldwide Travel Insurance Services Ltd: www.worldwideinsure.com

ST ANDREWS GOLF TRAVEL TERMS AND CONDITIONS

St Andrews Golf Travel cancellation terms and conditions can be found opposite. The payments we receive from our clients are distributed firstly as deposits to secure your bookings and then as final payments prior to your arrival. This is done in accordance with our terms and conditions and reflects the terms of our industry partners. Should you require to cancel or curtail your travel plans, please note that all payments are non-refundable or transferable 

 

*************************************

Travel Regulation Insolvency Protection

St Andrews Golf Travel is a company committed to customer satisfaction and consumer financial protection. We are therefore pleased to announce that, at no extra cost to you, all passengers booking with St Andrews Golf Travel Ltd are fully insured for the initial deposit, and subsequently the balance of monies paid arising from the cancellation or curtailment of your travel arrangements in the unlikely event of insolvency of St Andrews Golf Travel Ltd. This insurance has been arranged by Towergate Travel through Evolution Insurance Company Ltd.

Claims

In the unlikely event of Insolvency, you must Inform Towergate Travel immediately at +44 (0) 1932 334140 or by email at tcs@towergate.co.uk. Please ensure you retain the booking confirmation as evidence of cover and value.

Policy exclusions: This policy will not cover any monies paid for Travel Insurance or any claim relating to Air Flights. If you have booked flights as part of your travel, you should ensure that the company with which you booked the flights has the appropriate CAA/ATOL Bonds in place.

Please click the icon above to download a copy of our terms and conditions.

TRAVEL INSURANCE


Customer Reviews

St Andrews Golf Travel

Customer Reviews

Christie Austin September 2022

Google
Just returned from a magical golf trip to St. Andrews, Scotland. After 2 years of Covid related cancellations, Graeme managed to arrange an incredible array of golf for the 8 of us, including a last minute booking of 2 helicopters to transport us to Muirfield! Everything went smooth as silk, with Graeme and Ewan serving as our drivers and tour guides through the week. Thank you both for making our trip so effortless, it was perfect! We especially want to thank you for arranging glorious and dry weather the entire time. If you haven’t used St. Andrews Golf Travel to assist you with your trip you NEED to!! They’re experts in everything Scotland and Ireland and have now expanded to Australia and New Zealand.

Sherry Schafer September 2022

Google
We began planning our Ireland golf trip with Marc at St. Andrews Golf in 2019 .... he expertly navigated us through the required cancellations. We have just returned from our 10 days and were so happy with all arrangements and planning. Our driver was with us throughout and made the transfers so easy while noting so many landmarks and history of the beautiful countryside. We will look forward to our next opportunity to use St Andrews Golf Travel and will wholeheartedly recommend.

Mark Marchetti September 2022

Google
I can’t emphasize enough how much I enjoyed, without exaggeration, the golf trip of a lifetime! The professionalism exhibited by Marc and Graeme, along with their attention to detail, and excellent customer service, was totally first class. Two great guys, accomplished golfers, who get it! If you’re considering a trip to the home of golf, I highly recommend St. Andrews Golf Travel!!

Chris King September 2022

Google
Graeme and his team put together a trip that was 100% successful, right down to the weather-no rain during golf for 6 days. Ewan shared great stories while driving us to world class golf, and the prearranged dinners were all very good. Personal attention from the team with good recommendations for our non golf days made the trip a total joy.

Craig McQuillen September 2022

Google
We’ve just completed a visit to St Andrews arranged by Graeme over 3 years ago and delayed by Covid. Graeme could not have been easier to deal with in the time prior to our trip and on the ground, both he and Ewan our other driver were professional, Friendly, Helpful and a great deal of fun. No stone was left unturned, our accommodation at The Fairmont was 1st class, the courses we played were tremendous & Graeme even helped a few of our party secure both Old Course times through the Ballot & a tee time at Prestwick post our official time with them. I couldn’t recommend their business highly enough, they knew all the little things that a self arranged trip may miss and never know! Thanks guys!

Mitchell Song September 2022

Google
Graeme helped my group for almost three years due to the delay caused by Covid-19. He was very responsive and helpful throughout. The experience at St. Andrews was exceptional, which would not have been possible without his assistance. I will be his unofficial salesman in Korea

Robert Niehaus September 2022

Google
Marc and Graeme did a superb job in organizing and executing on our recent 8 man golf trip to Scotland. The hotel accommodations at the Old Course Hotel and the Links House in Dornoch were quite good, and Marc and Graeme are well known at the top Scottish golf courses, and ensured that we had terrific caddies. They arranged an extra morning round for several of our players on short notice, and also arranged a golf cart at the last minute for one of our players who developed a medical issue during the trip.They are both quite professional, knowledgeable and pleasant to be around. We will be using them for our next golf trip to Scotland and highly recommend them to others.

Michael Martin September 2022

Google
Words can not describe how amazing this trip was. Graeme and the rest of the team took what would have been a good trip and made it fantastic! Graeme's attention to every detail of golf, transportation, dinner reservations and their insights to get the most out of the experience is what made the difference. 100% spot-on on every aspect of this trip. I can't wait to go back and wouldn't think of going without Graeme there to lead us the way. BRAVO guys, BRAVO! (insert golf clap here).

Brett Beckman September 2022

Google
Wonderful experience working with St Andrews Golf travel to attend 150th Open. With Covid interruption I worked with Graeme over 3 years setting this trip up. He was always responsive to my questions and helpful in making our trip low stress and enjoyable. I was initially concerned sending large amounts of money overseas to a company I’d never heard of before, but I can assure you are in good hands. For example, with Covid and delays their costs went up but they honored our original price from 2019. I would use them again in heart beat for any golf trip to Ireland or Scotland.

Kerry Ross August 2022

Google
Graeme went above and beyond to make our trip a success. We like many others were victims of the Covid trip reschedule. He set our week up to optimize our opportunities in the lottery for the Old Course and when that failed had an open date for Thursday with the greatest number of potential walk up slots. We were successful after getting up at 2 am to get in line but we’re still 30 people deep on the list. He rescheduled restaurants and tours through the week as we needed a few times as well. Our favorite courses other than the Old Course were Kingsbarns and Royal Dornoch. Whatever your particular desires Graeme will go out of his way to make them possible. I can’t recommend them more highly.
Read more...